Christmas Card - Three different ones

Never to early to start Christmas cards, right?  Here are three I worked on last week.
#1.  I wanted to use the rub on scene.  I just love winter pictures and if there's a home in it that an extra bonus for me.  The rub on is from Michaels.  The packs are themed based and have three different pictures.  I love the on looking birds of this one.

 I like to keep the insides simple and allow lots of space for a note to the recipient.

 This crocheted lace came from Hobby Lobby.  I just added tiny buttons and gold thread for highlights.

 #2. The saying is a transparency from Paper Wishes.  A sheet of transparencies was part of a monthly kit I purchased a couple of years ago.  I like to bring the sheet out each Christmas and use a few on cards.

I apologize for the photography.  The images appear "green", but in real life they are a beautiful aqua and blue.

Here's a full view of the card cover.  Some of the snowflakes are wooden, some are paper/foil punches and the one big one is a metal brad.

There are also aqua and blue raindrops.  The paper that appears to be striped is AC foil paper with a ribbed texture.

Another transparency -

#3. Some stickers and a 3D penguin.

I was reading about the correct proportions on collages.  I never knew there was a "standard" measurement formula, but am willing to try anything at least once.  The formula is 1: 1/2: 1/4 cross 2.  The 1 is the largest paper in your collage (the green print), the 1/2 is the second paper and it should be 1/2 the size of the first paper (the striped paper), the 1/4 is the third paper and it should be 1/4 the size of the first paper and have a vertical appearance (the red dots).  Any embellishment (the ornament) should overlap at least 2 of the papers.

 I think it came out ok, but I'll need more  practice in rearranging the overlapping.  Well, its a little over three months until Christmas.  3 cards down and a lot to go!

Thanks for stopping by.  Love to hear from you.
Sue